A quick check for "financial calculator" or "home budgeting calculator" will return MILLIONS of results. If you are searching for a free budget calculator, the web is full of them.
A good financial calculator gives us the ability to have an objective view of our family finances and can show us where to concentrate our efforts at debt reduction.
The visual impact that a budget calculator provides can really illustrate where the problem is, therefore allowing us to attack it from angles we never thought to use. As said elsewhere on this site, nothing brings home the true nature of our finances like seeing the cold hard numbers.
There are thousands of these to to be found online, but they all have a basic function that they share!
They are used to determine payments, interest rate effects, and overall money spent out of your family or personal budget.
Using this as a budgeting tool will help you leverage your paycheck against your budgeting goals. Be prepared for a major reality check when you plug in your numbers.
You should always look for every available tool you can, and crunch the numbers. This gadget beats using "new math"!
Remember all that stuff you gathered up when we started building the household budget? Use the calculator of your choice and start plugging all that information into it!
The online calculators are fantastic as budget tools! Be sure to research and use the various types that are available. This is one that we located in just 10 minutes of searching....but we saved that 10 minutes!
Auto Loan Calculator
By using these budget tools you arm yourself with valuable information to make informed decisions about your family finances and your financial future. Don't make a major purchase decision without knowing all the facts.
We are so lucky to live in an age where financial tools are literally at our fingertips. What stinks is that all the things that get us into trouble are at our fingertips also! Who doesn't love online shopping on a rainy afternoon? It is fun to shop in our pajamas, and aren't we lucky enough to use our credit cards around the clock! (Sarcasm intended!)